HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card is the best and suited credit card for fuel purchases, dining and online shopping. We have noticed that some interested people came on internet and search for queries related to HSBC Visa Platinum Credit Card like how to apply for HSBC Visa Platinum Credit Card, what are the key features of HSBC Visa Platinum Credit Card, HSBC Visa Platinum Credit Card benefits, HSBC Visa Platinum Credit Card rewards scheme, HSBC Visa Platinum Credit Card offers etc. So below we are sharing the researched and collective information of this credit card with its fee & charges details, eligibility criteria, documents required, benefits, key features, rewards program and more in detail.

HSBC Visa Platinum Credit Card offers various exclusive privileges and offers to its users. Below you will find all the useful details step by step.

Overview

Joining Fees Nil
Annual Fees Nil
Renewal Fees for 2nd Year Nil
Finance Charges/ Interest Rate (Per Month) 3.35%
Reward Point Value 2 Reward Points on every ₹150/- spent
Card Offers Introductory Offers

Rewards & Discounts

Features & Benefits

Duplicate Statements ₹100/- per statement
Cash Advances / Cash Withdrawal 2.5% transaction amount (subject to a minimum of ₹300/-)*
Check Bounce Fees ₹350/-
Overlimit Fee (Per Month) ₹500/-
Late Payment Fee (only charged when the minimum amount does not reach HSBC) 50% of the minimum amount due (subject to a minimum of ₹400/- and a maximum of ₹750/- per month)
Currency conversion charge for foreign currency transactions 3.5%
Card Replacement Fee (within India/outside abroad) ₹100/-
Copy of CIR (Credit Information Report) ₹50/-

Introductory Offers

2250/- Voucher

Users will get introductory benefits of up to ₹2250/-.

“You will get ₹2000/- cleartrip voucher and ₹250/- Swiggy voucher when you completed your first transaction”.

2000/- Cashback

User will get 10 % cashback which is up to ₹2000/-

“When you make a minimum of 9 transactions of total ₹10,000/- or more in the first 90 days of the card issuance then this offer is valid”.

BookyMyShow Movie Voucher

₹500/- BookMyShow movie voucher on spending ₹50,000/- in a calendar month.

“User will get ₹500/- BooMyShow movie voucher on spending ₹50,000/- in a calendar month (maximum ₹3000/- per year per cardholder)”.

Rewards & Discounts

Point Value

On every ₹150/- spent you will get 2 reward points.

“The value of 1 reward point is ₹75/-. If you spent ₹150/- then you will get 2 reward points”.

5X Rewards

Maximum ₹15,000/- accelerated reward points per year spending over ₹400,000.

“If your subsequent purchases are over ₹400,000/- in an anniversary year then you will get ₹15,000/- accelerated reward points which are known as 5X reward scheme”.

Travel Benefits

Get Air Miles conversion on JetPrivilege and Singapore Airlines.

Dining Offers

Get up to 15 % off over 1000 restaurants in major cities.

“You will get up to 15 % off on selected restaurants in major cities like in Ahmedabad, Bangalore, Chennai, Coimbatore, Delhi/NCR, Hyderabad, Jaipur, Kochi, Kolkata, Mumbai, Pune and other cities”. 

Fuel Surcharge Waiver

Get maximum ₹250/- per calendar month fuel charge waiver at any fuel pump across India.

“User will get ₹250/- per calendar month fuel surcharge waiver at any fuel pump across India if a transaction is between ₹400 and ₹4000”.

Benefits & Features (Additional)

Zero Liability

In any case, if your card is lost then you will have no/zero liability for the transactions made (after reporting/registering of card lost at HSBC support/care). This policy would cover up to 24 hours before reporting the loss for up to 3 lakhs.

Emergency Card Replacement

In case, if you traveled abroad and your card is lost then you can call HSBC global assistance support or HSBC helpline numbers to cancel your card. The new emergency card will be issued in 3 days anywhere in the world. User can also opt to get emergency cash at over 22,000 outlets worldwide.

Insurance

User will get all insurance benefits which are given above directly by ICICI Lombard General Insurance Company Limited. For this, the bank is not liable for any terms, conditions and decisions. Note that all of these insurance benefits on this credit card are available for only valid primary customers.

Instant EMI

You can buy a wide range of products and services from travel to electronics through this card. You can pay in equal monthly installments and tenure up to 3, 6, 9 and 12 months EMI options.

Balcon (Balance Conversion)

You can convert your entire monthly outstanding balance into an easy EMI. The annual rate of interest applicable will be 15% per annum and processing fee of 2% would be applicable on the amount of balance converted on your HSBC Platinum Credit Card. You can choose 6, 9 and 12 months tenure options to choose from.

Other Features

  • International ATM Access
  • Balance Transfer Perpetual (Perpetual BT)
  • Balance Transfer-on-EMI
  • Cash-on-EMI

Key Notes

  • HSBC Visa Platinum Credit Card is internationally valid and there are no any extra charges at the point of sale but remember that the currency conversion charges will be applied. User will be charged a transaction fee for cash withdrawals at ATMs in abroad.
  • User will have to pay the minimum payment due which you may choose to pay higher by the payment due date which is specified on your monthly card statement. This note will help you to avoid transactions getting declined and levy of late payment fees.
  • HSBC bank will notify the customers with prior notice of one month in case of any change in terms & conditions of HSBC Visa Platinum Credit Card.

Documents Required/Eligibility Criteria

Minimum Age 18 (Minimum)

65 (Maximum)

Job Salaried / Individual
Required Salary slip/ form no 16
Photos Required One Photograph
Proofs KYC-PAN card, id proof, residence address proof

“Presently, HSBC Visa Platinum Credit Card is available in major cities like Delhi, Mumbai, Pune, Hyderabad, Chennai, Gurgaon, Kolkata, Bengaluru etc”.

How to Apply

You can apply for HSBC Visa Platinum Credit Card through this given link.

 

FAQs

How is HSBC Visa Platinum Credit Card?

For traveling, dining, fuel surcharges waivers and movie vouchers it is good.

Is the airport lounge access feature is provided by HSBC Visa Platinum Credit Card?

Presently, HSBC Visa Platinum Credit Card does not offer/provide any complimentary airport lounge access option.

What is the validity of earned reward points on Visa Platinum Credit Card?

The reward points accrued on this card are valid for 3 years. Reward points earned during the first year of card membership, if not redeemed, will expire at the end of the third year of card membership; reward points earned during the second year of card membership, if not redeemed, will expire at the end of the fourth year and so on.

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